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Columns » C.P. Chandrasekhar
Banking
The slow regress in banking
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S. HARPAL SINGH For more than two decades after Independence, when private banks was the norm, the share of credit provided to the farming sector in total advances barely exceeded 2 per cent at its peak. Here, a farmer at work in Adilabad, Andhra Pradesh.

The RBI, through its latest guidelines on private banks, seems to have attempted to ring-fence banking activity so as to ensure regulatory control and keep the number of new entrants low and their intent clean.


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